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“We believe that the Indian insurance market is still in its nascent stage ... We have a little over 5% of the Indian population covered ... there is a lot of space for many more players to enter and operate.”

Mr. Antony Jacob,

CEO

Apollo Munich Health Insurance Company Limited

“The online channel is likely to grow exponentially ... after traditional agents and bancassurance, it could over the next five years become a sustainable third significant distribution channel for the insurance companies.”

Gaurav Rajput,

Director

Marketing & Products,

Aviva Life Insurance

“The Industry right now is focused on the same kind of segment, same kind of products. (It) should get into more innovation either on the servicing front, product development or alternate distribution channels...”

Dr. Amarnath Ananthanarayanan,

CEO and MD

Bharti Axa General Insurance.

“Need for customisation has become the norm for today. One size no longer fits all! Customers demand individual attention and products that cater to those needs.”

Antony Jacob,

CEO

Apollo Munich

Health Insurance Company Limited.

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